Alberta Allowing Cap on Auto Insurance Rates Set by NDP to Expire

We believe this move by our current government, to let the rate cap expire, will greatly improve the health of automobile insurance in our province. Claims frequency continues to rise significantly as does average claims cost. Distracted driving and costs associated with repairing newer, tech enhanced vehicles, are certainly contributing factors, among other more complicated challenges. The reality is that …

The cost of your insurance has gone up. Now what? Part 1: Auto Coverage

If you’re like most people, you don’t think about your insurance coverage often. Until something bad happens – or – you notice the cost has gone up. Like any good business, insurance companies want to keep their customers happy. Unfortunately, there are times where factors outside of their control may impact what customers pay. Thankfully, there are options that can …

Cannabis & Road Safety

as of today, cannabis is now legalized in canada.  this recent shift in policy, has some canadians showing a strong concern for the number of cannabis impaired drivers that will now be sharing our roads.  drunk driving is something that we as a society have shown zero tolerance for, and have tests in place to monitor alcohol levels.   we should assume …

Snowbird Travel Insurance

we have officially entered snowbird travel season.  thanksgiving dinner has been eaten and leftovers devoured, and now seniors and retirees are in search of sun, sand and most importantly no snow. however, prior to departing, ensuring that your travel insurance is in order is a key component. first and foremost, you need to buy what fits.  things to consider are your age, medical history, …

Fall Insurance Checklist

In between raking leaves and eating all things pumpkin, fall is the perfect time to make sure everything is in order as we head into arctic tundra season. Things to consider…. winterizing your vehicle to ensure you are prepared for any roadside emergencies (this includes winter tires) retiring seasonal vehicles.  before storing boats or RVs for the winter it’s important to do …

cap on premium increases and the affect on consumers

A recent article published by the Calgary Herald is shining light on the auto insurance crisis in Alberta due to the NDP government placing a cap on premium increases. This cap has the potential to leave some Albertans unable to obtain car insurance and some insurance companies pulling out of the province all together. You can obtain more information on this …

How Distracted Driving Can Affect Your Insurance Rate

It’s important to note that many Alberta insurers are now treating distracted driving tickets as “major or serious convictions.” Not only are violators paying large fines, but their insurance rating is also being negatively affected.  This can impact their insurance premium by hundreds, or thousands of dollars, in families with multiple vehicles depending on the insurer. In short, it is important that …

Product Expansion – Life Insurance

We are so excited to announce that we have expanded our product offering to include Term Life & Critical Illness insurance.  We are eager for an opportunity to assist our customers navigate these products and find the best solution for their unique needs. To provide our customers with the highest level of service and knowledge,  we’re proud to announce the …

system upgrade

Please note we are in the process of upgrading our phone system to better serve our customers and our current provider has taken our system off line to accommodate the switch.   We can be reached at information@sprouleinsurance.com in the interim. Thank you for your patience.

sign up for renewal reminders

In case you need a handy, helpful reminder on vehicle registration (we sure do!) you can opt in for automated alerts via Service Alberta. And just like that, you’re organized!