do i need renters insurance?

yes!  if you rent your home, apartment, or condo, your landlords property insurance will not extend to cover your personal belongings or liability for accidents in the case of fire, theft or many of the other important perils covered by this policy type.  a tenant or renters insurance policy will provide you with the necessary coverage for the things you want to protect.

four benefits of renters insurance:

  1. protecting your belongings |  your possessions have value.   replacement costs for clothing, electronics and furniture add up quickly. taking a home inventory will allow you to see that value and assess how much coverage you need.
  2. liability coverage |  as a renter you are financially responsible for any damage to the property or injury to people that you many cause.  a faulty toaster that starts a fire, or a burst line in your washing machine, the replacement and repair costs add up quickly.  you are also protected in the event someone injures themselves in your residence.
  3. additional living expenses |  if faced with significant damage to your residence leaving you without a place to live, costs for a hotel room, alternate rental and potentially even meals are covered.
  4. affordable protection |  premiums are really low and can be offset when combined with an automobile insurance policy.  additionally, you will be provided with peace of mind knowing you are covered in the event of a loss.

for more information on tenant insurance or to obtain a quote please contact us today.